Qualified buyers may use NAF Cash to make a cash backed offer. NAF Cash purchases the home first, then sells it to the buyer when permanent financing is completed. Fees, eligibility, and contractual terms apply.
Understand the two transactions
Ask who purchases the home, when you purchase it from NAF Cash, and what must happen before permanent financing closes. Review occupancy, carrying costs, and the consequences if the second transaction is delayed or cannot be completed.
Compare the full cost, not just the offer format
The official NAF disclosure lists a transaction fee of 1.50% to 7.5% of the purchase price, varying by state and program. Review the actual proposal, other applicable costs, and your alternative financing paths before deciding.
Keep the company roles clear
NAF Cash is an affiliated real estate company. It does not originate mortgage loans or issue loan commitments. Mortgage financing and the cash purchase service have distinct terms and requirements.
Bring these questions to the conversation
- Eligibility for the property and your situation
- Actual fees and contractual obligations
- Timing and conditions of permanent financing
- What happens if a sale or financing is delayed