Any questions?

Contact Form

First Name

Last Name

Phone Number

How can we help?

By clicking SEND, I acknowledge that I have reviewed the Privacy Policy and agree by ESIGN signature to the terms of New American Funding’s Terms of Use and consent to New American Funding, its partners New American Funding, LLC, and parties calling on their behalf to contact me at the number that I provided (540) 923-2891 for marketing purposes, including through the use of email, automated technology, artificial or prerecorded voice, AI generative voice, and SMS/MMS messages. I acknowledge my consent is not required to obtain any good or service, and that I can be connected with New American Funding without providing consent by calling (540) 923-2891. I consent to be contacted even if my phone number or email address appears on a New American Funding Do Not Contact/Do Not Email list, a State or National Do Not Call Registry or any other Do Not Contact/Do Not Email list.

You should not send confidential or personally identifiable information via unencrypted email. It is not a secure way to send any information and could expose you to data hacking.

We’re dedicated to earning your trust with personalized mortgage solutions, competitive pricing, and clear communication. Our goal is to ensure you have all the information you need. Whether you’re a seasoned real estate investor or a first-time homebuyer, we understand the mortgage journey can be complex. That’s why we’re here to guide you every step of the way, providing expert advice and support tailored to your unique financial situation.

Heather Frye

Area Leader // NMLS #213439

With over two decades in the mortgage and real estate industry, I’ve helped thousands of families, investors, and first time homebuyers turn their dreams into reality. For me this business isn’t just about loans, it’s about helping people build wealth, create stability and unlock financial freedom through smart real estate decisions.

I joined the mortgage industry in 1998 and bought my first home as a single mom in 2007. Fast forward to today – I manage a growing portfolio of investment properties, work as a licensed mortgage and real estate professional, and help clients like you navigate the ever-changing world of home financing.

When I am not securing the best loan solutions, you’ll find me balancing life as a working mom of three, managing our family businesses with my husband (fxbgprint.com) or outdoors with our dogs, goats and pigs. I believe in straight talk, smart strategies and building relationships that last far beyond the closing table.

Let’s make your next move the right one – together.

Licensed in 11 states: VA, MD, DC, WV, TN, PA, NC, SC, FL, TX, CA

hello@frye-team.com (540) 923-2891

Apply Now

Get the Latest Updates & Mortgage Insights

+1k

Ready to get started?

Apply Now

Contact

Mortgage Calculators

Mortgage FAQ

(540) 923-2891

hello@frye-team.com

611 Caroline St. Fredericksburg, VA 22401

New American Funding // NMLS #6606 If you received a letter from New American Funding and would like to be removed from our mailing list, please call 800-450-2010. New American Funding makes customer service our number one priority. We encourage you to call our corporate customer service department at 800-450-2010 ext. 7100 between 8 am and 5 pm PST or email us anytime at customerservice@nafinc.com for any complaint resolution you may have regarding the origination of your loan. Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707 NAF Cash, LLC (“NAF Cash”) is a real estate company that is an affiliated company of New American Funding, LLC. All products and services supplied by NAF Cash are subject to state availability and contractual terms and conditions. NAF Cash does not originate loans or issue loan commitments. NAF Cash, LLC charges a Transaction Fee of 1.50%-7.5% of the purchase price for its service (fee varies by state and program). License numbers: MI Real Estate Broker #6505431332. NAF Homes, Inc. (“NAF Homes”) is a licensed real estate broker that is an affiliated company of New American Funding, LLC. All products and services supplied by NAF Homes are subject to state availability and contractual terms and conditions. NAF Homes does not originate mortgage loans or issue loan commitments. License numbers: MI Real Estate Broker #6505431109. NAF Concierge, LLC (“NAF Concierge”) is a home services company that is an affiliated company of New American Funding, LLC. All products and services supplied by NAF Concierge or its network of independent service professionals are subject to state availability and contractual terms and conditions. NAF Insurance Services, LLC (“NAF Insurance”) NPN 20666162, California License 6010426 is a licensed insurance agency that is an affiliated company of New American Funding, LLC. All insurance products and services are subject to state availability, issuance limitations, and contractual terms and conditions. Quotes are subject to approval by the insurance carrier. This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.